Purchasing a Variable Annuity through a Farm Bureau representative puts you in control ? you can receive a guaranteed1 lifetime income or leave funds to loved ones upon your death.
In addition to offering tax-deferred growth, a Variable Annuity provides greater growth potential by allowing premium dollars to be allocated to a range of investment options.(Along with greater growth potential, variable annuities have a higher degree of risk). Whether retirement is approaching or a number of years away, a Variable Annuity offers you choices to help meet your future needs.
Within your Variable Annuity, you can build your own investment allocation or select a professionally managed portfolio. Other features may include:
Flexible premiums
Automatic rebalancing2
Dollar cost averaging2
Access to your money3
Optional protection riders may be available.
As the owner of a Variable Annuity, you will receive quarterly reports and an annual statement that details your annuity transactions and current accumulated value.
Let us help simplify your retirement decisions by explaining the many features of a Variable Annuity. Contact me today to learn more.
1The guarantees expressed on this Web page are based on the claims-paying ability of the issuing company. Fixed products are offered by Farm Bureau Life Insurance Company.
2Dollar Cost Averaging and Automatic Rebalancing do not guarantee a profit, nor assure against a loss in a declining market. Because Dollar Cost Averaging involves a continuous investment in securities regardless of fluctuating prices, an investor should consider his/her financial ability to continue purchases through periods of fluctuating price levels.
3Withdrawals may be subject to penalties and fees, and will reduce the annuity’s accumulated value and death benefit. An IRS tax penalty may also apply to withdrawals prior to age 59½. Funds received are subject to income tax.
IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents. For more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.
Variable product subaccounts, mutual funds and municipal fund securities are subject to market risk and possible loss of principal. This and other important information is contained in the prospectus and in the issuer's official statement, which can be obtained from a registered representative and should be read carefully before you invest or pay money. Investors should consider the investment objectives, risks, charges and expenses carefully before investing.
Variable products are comprised of insurance-related features including, but not limited to, a death benefit; optional riders; payment options at death, maturity or upon complete surrender or partial withdrawal; and fees and charges. A 10% tax applies to most withdrawals made from a variable annuity prior to age 59½.
Agent must be a registered representative of FBL Marketing Services, LLC to discuss mutual funds or variable products.