Identity theft is the fastest growing crime in America, topping the Federal Trade Commission's list of consumer complaints for ten consecutive years.1 If you're a victim of identity theft, it can damage your personal and financial reputation - costing you thousands, ruining your credit and taking hours and months to resolve.
Quick detection and rapid response can reduce your risk of identity theft. Farm Bureau can help with affordable Identity Services and Fraud Expense Coverage2 that can be added to your homeowners, farm/ranch, other property or liability insurance policies for just $25 per year. This identity theft insurance provides:
Identity Credit Monitoring Services - An innovative, early warning credit monitoring system that monitors your credit report and notifies you via e-mail of key changes that may indicate fraud. If monitoring reveals unexplained credit file changes or you suspect fraudulent activity, you have access to a live, on-demand fraud specialist at Identity Theft 911®, who will help you prevent or resolve fraud and stop identity thieves.
Identity Preventative Services - Proactive fraud specialist assistance locks out identity thieves with a free fraud alert. A fraud specialist acts quickly to stop identity thieves in their tracks if your wallet or purse is lost or stolen, if your home or mailbox is burglarized, if notice someone looking over your shoulder while you use an ATM or laptop, or if you're notified that you're a victim of a data breach. A highly experienced fraud specialist is always on-call to help protect the identity of a deceased spouse, when planning a move, if you're getting married or divorced, or if you're active military.
Identity Theft Resolution Services - Should identity theft or account takeover occur in spite of all precautions, you'll receive complimentary, personalized identity theft resolution from a dedicated fraud expert at Identity Theft 911®. Your fraud specialist guides you through the entire resolution process, step-by-step, handling notification to credit bureaus, creditors and government agencies and creating a comprehensive case file to aid law enforcement, so you don't have to struggle on your own. You also get assistance with medical identity theft and help if your child is a victim of identity fraud.
Identity Document Recovery and Replacement - A fraud specialist helps you obtain copies of lost, stolen or destroyed documents and identification, including travel, marriage, divorce or relocation document services. Plus, your personal fraud specialist helps you replace sensitive documents and provides emergency identification if you are a victim of a home fire, flood or other natural disaster.
Tax Fraud Identity Services
There are many ways your identity can be stolen, including tax fraud. A fraud specialist can help you guard against tax-related scams or fraud and can even help you recover, should you become a victim. A fraud specialist will work with the IRS to initiate your fraud claim, provide documentation and substantiate your identity.
Identity Services and Fraud Expense Coverage - Provides up to $25,000 fraud expense reimbursement per occurrence to cover many identity restoration expenses, such as attorney fees, loss of wages, mailing/phone costs, and more.
To stay ahead of the crime, customers also receive ongoing education, including up-to-the-minute news alerts, in-depth articles and newsletters. Additionally, you will find tips on avoiding identity theft, frequently asked questions and much more. To keep informed, we recommend you frequently visit www.fbfs-idtheft.com.
Protect yourself by adding Identity Services and Fraud Expense coverage to your Farm Bureau homeowners, farm/ranch, other property or liability insurance. Purchase the coverage online now or contact me today for all the details.
1 Federal Trade Commission (FTC) 2010 complaint data
2Identity services, including Identity Credit Monitoring Services, Identity Preventive Services, Identity Theft Resolution Services, and Identity Document Recovery, are provided by Identity Theft 911, LLC, and are available to the insured and a spouse and/or relative under age 23 who lives in the same household.
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